IOB Recruitment 2026 Notification Released: Apply to 291 Generalist and Specialist Officer Vacancies by September 15

  • Indian Overseas Bank has announced 291 Generalist and Specialist Officer vacancies across JMGS-I, MMGS-II and MMGS-III scales.
  • Posts include Manager (Branch Management), Manager (IT), Senior Manager (Credit) and other specialist roles with post-wise eligibility requirements.
  • Online applications are open from August 29 to September 15, 2026, with selection through a written exam and personal interview.

Indian Overseas Bank (IOB) has opened recruitment for 291 Generalist and Specialist Officer positions across different banking and specialist functions. The vacancies are available in Junior Management Grade Scale-I (JMGS-I), Middle Management Grade Scale-II (MMGS-II) and Middle Management Grade Scale-III (MMGS-III) under Advertisement No. HRDD/RECT/04/2026-27.

The IOB Recruitment 2026 notification was issued on August 28, with online registration beginning on August 29 and continuing through September 15, 2026. Eligibility varies considerably between positions, including differences in educational qualification, professional experience and age requirements. Selected officers may be posted anywhere in India according to the bank’s operational requirements.

IOB Specialist Officer Recruitment 2026 Notification

Indian Overseas Bank is conducting the recruitment for a combination of Generalist and Specialist Officer positions. The 291 vacancies include roles in branch management, information technology, credit and other specialised banking functions.

Name of OrganizationIndian Overseas Bank (IOB)
Post NamesGeneralist & Specialist Officers
GradesJMGS-I, MMGS-II, MMGS-III
Advertisement No.HRDD/RECT/04/2026-27
Total Vacancies291
QualificationVaries by post
Age Limit22 to 45 years, depending on post
Application FeeRs. 175 / Rs. 1,000
Selection ProcessOnline Written Examination, Personal Interview
Apply ModeOnline
PostingAnywhere in India
Notification DateAugust 28, 2026
Application Start DateAugust 29, 2026
Last Date To ApplySeptember 15, 2026
Official Websiteiob.bank.in

IOB Officer Vacancy 2026

A total of 291 vacancies have been announced across Generalist and Specialist Officer positions in three officer scales.

RecruitmentScaleVacancies
Generalist & Specialist OfficersJMGS-I / MMGS-II / MMGS-III291

The recruitment includes posts such as Manager (Branch Management), Manager (IT), Senior Manager (Credit) and other specialist positions.

Candidates should refer to Advertisement No. HRDD/RECT/04/2026-27 for the complete post-wise and category-wise distribution of all 291 vacancies.

Educational Qualification and Experience

Educational qualifications differ according to the position and specialisation. Applicants must possess the qualification prescribed for the particular post for which they apply.

Several positions also require post-qualification professional experience in banking, finance, information technology, credit or the relevant specialist field.

Candidates should verify three factors against the detailed advertisement before submitting an application:

  1. Post-specific educational qualification
  2. Required post-qualification experience
  3. Applicable officer scale and age requirement

The detailed post-wise qualification and experience requirements should be checked in the official IOB notification, as a single common qualification does not apply to all 291 vacancies.

Age Limit

The age requirements vary by post and scale, with the stated overall range extending from 22 to 45 years.

Age will be calculated as on August 1, 2026.

ParticularDetails
Overall Age Range22 to 45 years
Age RequirementVaries by post
Cut-off DateAugust 1, 2026

Upper-age relaxation will be available to eligible reserved-category candidates according to the applicable recruitment rules.

Candidates should check the specific minimum and maximum age prescribed for their chosen post rather than treating 22 to 45 years as the age requirement for every vacancy.

Application Fee

The application fee is Rs. 1,000 for General, OBC, EWS and other applicable candidates. SC, ST and PwD candidates have to pay Rs. 175.

CategoryApplication Fee
General / OBC / EWS / Other CandidatesRs. 1,000
SC / ST / PwDRs. 175
Payment ModeOnline

The prescribed fee is non-refundable and must be paid through the available online payment facility.

IOB Specialist Officer Selection Process 2026

Selection for Indian Overseas Bank Generalist and Specialist Officer Recruitment 2026 will involve an online written examination followed by a personal interview.

The recruitment stages include:

  1. Online Written Examination
  2. Personal Interview
  3. Document Verification
  4. Medical Examination

Candidates should follow subsequent IOB notices for the examination date, admit card, examination pattern, qualifying criteria and interview schedule.

Service Bond

Candidates selected for appointment will be required to execute a Financial Service Indemnity Bond and serve Indian Overseas Bank for a minimum of three years of active service.

The bond amount differs according to the officer scale.

Officer ScaleMinimum ServiceBond Amount
JMGS-I3 yearsRs. 2,00,000
MMGS-II3 yearsRs. 2,50,000
MMGS-III3 yearsRs. 2,50,000

Candidates leaving the bank before completing the stipulated service period will be subject to the applicable bond conditions.

Important Dates

Notification Release DateAugust 28, 2026
Online Application Start DateAugust 29, 2026
Last Date for Online ApplicationSeptember 15, 2026

Applicants should complete registration, document upload and fee payment within the application period.

Posting

Selected candidates may be posted at any Indian Overseas Bank office or branch across India based on administrative and operational requirements.

Candidates should therefore be prepared to serve at locations assigned by the bank rather than assuming appointment to a particular state, city or branch.

How to Apply for IOB Recruitment 2026

Applications for all 291 Generalist and Specialist Officer vacancies must be submitted online through the Indian Overseas Bank recruitment portal.

  1. Visit the Indian Overseas Bank official website at iob.bank.in.
  2. Open the “Careers” section.
  3. Find “Recruitment of Generalist / Specialist Officers in Various Scales – 2026-27.”
  4. Read Advertisement No. HRDD/RECT/04/2026-27 and check the eligibility requirements for the relevant post.
  5. Select the online registration option and complete the initial registration to generate a Unique Registration Number and password.
  6. Log in and enter the required personal, educational, professional experience and category details.
  7. Upload the prescribed photograph, signature, left thumb impression and handwritten declaration.
  8. Upload any other documents required for the particular post.
  9. Pay the applicable application fee online using the available payment options.
  10. Review the completed form carefully and submit it by September 15, 2026.
  11. Download or print the system-generated application form and retain it for future use.


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